Know how mortgage-ready you are— before you apply
Your Readiness Score
580
You're close! A few tweaks could boost your chances significantly.
Why check your readiness first?
Applying for a mortgage without preparation can hurt your credit and waste time. Here's how Hommie helps.
Get your readiness score
See exactly where you stand with a 0-700 score based on what lenders actually look for.
Spot risks early
Identify red flags in your credit, spending, or employment before they become problems.
Improve your chances
Get a personalized action plan to boost your score and secure better mortgage rates.
How it works
Get your mortgage readiness score in minutes—no impact on your credit.
Answer a few questions
Tell us about your income, savings, and home buying goals. Takes about 2 minutes.
Connect your accounts
Securely link your credit report and bank to analyze your financial patterns.
Get your score & plan
Receive your readiness score with personalized recommendations to improve.
10,000+
Scores generated
£2.1B
In properties viewed
4.8/5
User satisfaction
98%
Would recommend